Lack of game management
The painful truth is England were 22 minutes away from a place in the final but could not see it out. Southgate often highlighted the lack of experience in this team and it finally showed. Contrast this to the way Croatia broke up the game once they went ahead in extra time. In fairness this is the peak for this Croatia team, a squad packed with big-game experience and none more so than Modric. England were unable to take control after their impressive first half which was built on running and energy.