INVESTING FOR YOUR DEPOSIT

If you plan to buy in the next five years, save in cash.

Open a Lifetime Isa. This gives you a 25pc bonus of up to £1,000 per year to invest.

Don’t panic if markets fall. Over the long term you are likely to see the value of your investment rise and fall at different times.

As you get closer to your purchase date, move your assets into cash.

Always keep some of your wealth in cash – enough to cover six months of essential spending.