The Scottish Mail on Sunday - You

WHY IS HE LYING TO ME ABOUT MONEY?

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My husband and I have a loving relationsh­ip, but he constantly lies to me about money. He is the main breadwinne­r and earns a reasonable salary. At the moment, I work part time as I look after our two young children. I recently discovered that he is behind with the latest mortgage payment and some of the household bills. This has happened before. His dishonesty hurts me. What can I do? You need to confront your husband and tell him that, as much as you love him, you are devastated by his lies and lack of respect. Ask him if he lies because he is worried about your financial situation and the pressure of being the main breadwinne­r. Tell him that you want to organise a system where you regularly discuss the household budget together and suggest that you take over all responsibi­lity for paying the household bills. Then you can set up an account in your name, into which he pays an agreed amount each month to cover the mortgage and household bills and you pay a smaller amount, if you can afford it. Then arrange direct debits for things such as the mortgage and heating bills and put money aside in a savings account for holidays and children’s activities. Also create your own separate accounts so that you can both have independen­ce and spending money. Please contact the Money Advice Service (moneyadvic­eservice.org.uk, 0800 138 7777) for further help.

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