Quick Clues:

Across

1. Is in debt (4)

8. Coinciding (10)

9. Provident (8)

10. Kind (4)

12. Scribble (6)

14. Most rational (6)

15. Minister (6)

17. Gratify (6)

18. Agitate (4)

19. Saucy (8)

21. Prudence (10)

22. Entrance (4)

Down

2. Sorcery (10)

3. Examine (4)

4. Beast (6)

5. Dullards (6)

6. Affectation (8)

7. Eye inflammation (4)

11. Afterthought (10)

13. Summary (8)

16. Figure (6)

17. Wan (6)

18. Flank (4)

20. Pain (4)