QUICK CLUES

ACROSS

1 Not bothered (11) 9 Ill at ease (4‑9) 10 Diminished (8) 12 Fragrant flower (4) 14 Speak off the cuff (2‑3) 15 Frenzied, crazy (5) 19 Sunrise direction (4) 20 Over quite some time (4-4) 22 Universal industrial action (7,6) 24 Marriage band? (7,4)

DOWN

2 No score (3) 3 Using hire purchase (2,6) 4 Easy gallop (6) 5 Loaded, in the money (4) 6 Make savings (9) 7 Stage whisper (5) 8 Lopsided, wonky (5) 11 Seemed reasonable (4,5) 13 Close relative (8) 16 Grass border (5) 17 Creature of folklore (6) 18 Traffic‑light colour (5) 21 Elbow jab (4) 23 Pub, hotel (3)