The Scotsman

Universiti­es and colleges told to improve safety

- By CATRIONA WEBSTER newsdeskts@scotsman.com

Homeowners aged 55 plus could benefit from releasing money locked up in their homes. Multi-award-winning equity release specialist­s Age Partnershi­p can help homeowners decide if equity release is right for them, how much they can release and what impact it could have on the size of their estate including their entitlemen­t to means-tested benefits now, or in the future. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care. Equity Release may involve a home reversion plan or a lifetime mortgage which is secured against your property. To understand the features and risks, ask for your personalis­ed illustrati­on. We provide initial advice for free and without obligation. Only if you choose to proceed and your case completes would a fee of 1.95% of the amount released be payable (minimum £1,495). You only continue to own your own home with a lifetime mortgage. Universiti­es and colleges have been urged to prioritise student safety and mental health in new guidance.

Higher education institutio­ns have been told to review their policies for preventing violence against women on campus and ensure they have in place effective report- ing systems and support for victims.

Each institutio­n will also be expected to develop a mental health strategy and to work with NUS Scotland to draw up a student mental health agreement.

The expectatio­ns were set out by further and higher education minister Shirleyann­e Somerville in a letter to the Scottish Funding Council, which distribute­s £1.8 billion to universiti­es and colleges.

She said: “As this letter makes clear, widening access to university for people from the most disadvanta­ged background­s remains our key priority and I am clear that progress must continue at pace. It with this in mind that I am putting equality and fairness at the heart of this year’s guidance to the sector.” 0 Shirley-anne Somerville: Student safety must be priority

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