The Scotsman

Mutual boost for lockdown drivers

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Car and light goods vehicle customers insured through a major rural insurer are to get RAC national recovery and home breakdown cover free until 31st August.

Announcing the move – which starts today – NFU Mutual said that the upgrade to breakdown cover at home was being given to help reduce feelings of isolation and protect remote farmers and families – many of whom relied on their vehicles as a lifeline - during lockdown.

With a 78 per cent surge in at-home call-outs reported due to vehicles often lying idle due to lockdown, a further increase is expected as the nation makes a staged return to more normal working practices

The cover is being automatica­lly extended to more than 600,000 eligible customers for three months until 31st August – and will also apply to new customers.

Vehicles which have not been included in the offer are working agricultur­al vehicles and kit such as tractors and quad bikes, large fleets and heavy goods vehicles, large goods vehicles over 3.5t in weight and 5.5m long, motorcycle­s and horsebox trailers as the insurer said they required a specialist type of cover.

“During these challengin­g times, many rural families will have left their domestic cars on the drive throughout lockdown,” said Charlie Yorke, a farming specialist with the Mutual.

He said that issues such as flat batteries were a particular worry for car customers living in isolated, remote areas without access to a garage and whose personal vehicles were often a lifeline for both themselves and relatives needing essential food and medical supplies.

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