The Scotsman

Home help

- Colin Herkes

The Scottish Government’s LIFT scheme could help you buy your own home and pay less on a mortgage than you would on rent.

This was how I bought my property. It’s great but I would advise you to look at the small print first. It’s not the best for an investment or rental home, as when you want to re- sell there are a lot of extra costs and you are not allowed to rent the property out.

Jade Shand All well and good for a onebed property or even twobed, but when you need a bigger house for a larger family it won’t be enough.

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