A fair account?

Almost one million adults in the UK do not have a bank account.

The minimum wage is £8.72. The low pay commission estimates that this amount or less is the wage paid to 7 per cent of all UK workers (around 2 million people). The average household debt is £15,385.

Not everyone has a credit card. It seems that most credit cards require a minimum annual wage of around £10,000 and steady employment.

So how do you pay for your Tesco deliver y or buy online from, say, Amazon if you don’t have a bank account or credit card? Of course, no politician or civil servant is in this position – they can have anything they desire delivered to their doors.

At the pandemic peak many deliverers would not accept cash( assuming you had some).

So how does a nun employed hourly worker actually get any food during the lockdown without going out? Food banks may help some, but these are overloaded in normal times and do not normally deliver; also, they get no government assistance.

Solution: You send them £500 as a cheque which they can’t cash (if they are in the “system”) and ask them and their children to starve for two weeks. Alternatively, if they do go out you bankrupt them. What a brilliant upper class solution. Will we have debtors’ prisons next?

KEN CAREW Minden Crescent, Dumfries

During a pandemic that has predominantly and tragically claimed the lives of older Scots, SNP MP Angus Robertson chooses now to share his views with us that older No - voting Scots are dying at a rate of 55,000 per annum (being, in his view, replaced by Yes-leaning teenage voters). The kindest way to describe his words is ill-advised. A more robust response would be to suggest that Mr Robertson, a close colleague of Nicola Sturgeon and therefore arguably expressing SNP opinion, is an individual with a blinkered nationalist obsession that transcends decent human values.

MARTIN REDFERN Melrose , Roxburghshire