Take steps to protect gardening valuables
It’s never been easier to improve that space at the back door with a trip to the local garden centre.
It does, however, come at a cost. The average UK garden – including furniture, tools, plants and ornaments – is estimated to be worth around £2000.
It’s something that doesn’t go unnoticed by criminals, particularly at this time of year.
Thefts from gardens and outbuildings rise by 25% in summer.
Figures from the Office of National Statistics reveal there were almost 700,000 thefts in the year to March – or one every 46 seconds.
Simon Stanney, general insurance director at SunLife, has some useful advice on protecting your garden.
“It is a good idea to cover your garden furniture when it is not in use,” he says.
“Not only can this deter thieves but it also protects it against damage.
“It’s easy in the summer to leave all the windows and doors open when you are in and out of the garden all day.
“But make sure you lock back doors and garden gates to keep both your home and garden secure.
“It’s also best to lock tools and other valuables away or hide them from view when you’re not in the garden.
“It’s also worth bearing in mind that if you do leave tools out – or in an unsecured shed or garage – thieves could use your own equipment to gain entry in to your house.”
Most home insurance policies offer the option of garden cover, which will protect you against loss or damage to plants, trees and the contents of your garden.
But they probably won’t cover for wear and tear.
Simon adds: “Whatever you use your garden for, you have probably invested a lot of time and money into it so it is an asset worth protecting.
“Make sure you check your home insurance policy to ensure your garden and its contents are covered.”