It’s important for everyone to have a will.

Securing your future and that of your family

Couples may be able to prevent their property being taken to pay for long-term care - BUT YOU MUST ACT NOW! CASE STUDY John and Irene McAuslane

Married for over 40 years, John and Irene McAuslane assumed that if something happened to one of them, the other would inherit. However, the couple from Glasgow were shocked to discover that this would not happen because they didn’t have a Will. Now the McAuslanes have taken steps to ensure their future is secured. Irene, who is 66 and hopes to retire this year, said: “I assumed if anything happened to me, it would go to my husband John, and vice versa, but it doesn’t automatically go to a spouse. “That put me on the back of my heels.” When the McAuslanes sought advice from ILAWS Scotland they also found out that, should either of them be taken into a care home, they could be forced to sell their home to cover costs. Irene added: “We’ve worked hard all our years. To think that if anything happened to either of us would mean we could lose our home was shocking. A lot of people don’t realise this could happen.” The couple have protected their home by putting it in a trust, giving them peace of mind that their estate and their finances are secure. Irene explained: “Now if anything happens to us, everything goes to our son, and if anything happens to him, it all goes to our grandson. “I would urge those who don’t have a Will to get one sorted so that your property and money will go to whoever you want – don’t just assume like we did.”