The Sunday Post (Newcastle)

Make the most important decision in your life today

Planning ahead and organising your finances and estate now is essential to securing your family’s future – yet so many people put off making this lifechangi­ng decision.

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No one wants to imagine what will happen should we be unable to make our own decisions but it is important to plan for this now, when you are still able to, to ensure your – and your family’s – assets and welfare are protected.

Have you got a Power of Attorney drawn up to ensure that your affairs will be looked after?

A Power of Attorney gives peace of mind as it passes on your financial affairs and decisions to a spouse or family member if you become ill, unconsciou­s or incapacita­ted.

If you do not set up a Power of Attorney and you lose the ability to make decisions for yourself, the person then making decisions on your behalf may not be the person you would have chosen. Being an individual’s next of kin does not give any right to make decisions if someone loses the capacity to make their own decisions and is not a substitute for Power of Attorney. Loss of capacity is not just about the serious illnesses such as Alzheimer’s, Dementia or comma. Should you be in hospital, you may have lost capacity to make your own decisions just because you’re are too sick, too medicated or even if your temperatur­e is too high. Most people are not aware of the complicati­ons in trying to act for your spouse or parent if they were in this position. Organising a Power of Attorney is a way of securing the above, and this is just one type of legal service that ILAWS Scotland specialise­s in. The Independen­t Legal and Will Solutions company can also help you create a Will to protect you and your family, and ensure your loved ones are provided for when the inevitable eventually happens. ILAWS are also specialist­s in protecting your home and assets from Care Home fees should you or your partner ever have to end your days in care. This is a real concern to all homeowners nowadays as we are living longer and are less and less able to be cared for in our own homes the older we become. ILAWS offer a free no obligation consultati­on to discuss your circumstan­ces and options. Call them to arrange.

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