Wales On Sunday

With the Motability Scheme you can simply exchange all, or part of your mobility allowance, to lease a brand new car. You can enjoy worry-free, affordable motoring as you’ll have the freedom and reassuranc­e of a new car with none of the worries associated

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If you receive one of the following allowances and have at least 12 months’ award remaining you can apply to lease through the Motability Scheme, even if your award does not cover the full length of the lease:

The Enhanced Rate of the Mobility Component of Personal Independen­ce Payment (£59.75 per week)

Higher Rate Mobility Component of the Disability Living Allowance (£59.75 per week)

War Pensioners’ Mobility Supplement (£66.75 per week)

Armed Forces Independen­ce Payment (Mobility element £59.75 per week). Allowances are awarded by either the Department for Work and Pensions (DWP) or Veterans UK. If your allowance is due to end during your lease you’ll need to ensure you complete the relevant paperwork for the Department for Work and Pensions on time.

If you are not successful­ly reawarded, your agreement will end Here are some questions to consider as a starting point:

How many people are going to travel in it regularly?

Will you be doing a lot of motorway driving?

Do you mainly do short journeys in built up areas?

How much boot space do you need? Is parking a problem? Are you able to change gear easily? If you have a mobility aid, will it fit easily into the car?

Do you need to take your scooter or wheelchair with you?

For instance, if you mainly drive in built-up areas with low speed limits, a petrol engine might be more suitable. This is because most diesel vehicles are fitted with Diesel Particulat­e Filters (DPFs) and many of these need to be regenerate­d by regularly travelling at speeds over 40mph.

If you have a big family you may want to consider a large family car or MPV. If you find it difficult to change gear easily, an automatic might be a good choice.

You’ll also need to think about travelling in the car day to day. Small changes in type, model or specificat­ion can have a big impact and we will work with you to return the vehicle and your lease payments will end. Whatever car you pick, the price already includes insurance, servicing, MOTs, breakdown assistance, new tyres and windscreen repair as part of our all-inclusive package.

And we know that not all of our customers drive so you can add up to two named drivers too. These can be on your comfort or the car’s suitabilit­y.

For example, seat height, door opening angle and positionin­g of the seat belts can all make a big difference.

A good place to start is to think about your current car, if you have one, and decide what you like and dislike about it. It may be useful to refer to the quick checklist You can see all the cars listed by type, with a short descriptio­n of what each category means eg. hatchback, MPVs, 4x4, etc. on the website.

If you are at all unsure as to what’s right for you, then your local dealer will be glad to help. Your dealer will take you through the suitabilit­y either yourself, friends, family or carers.

For more informatio­n download a helpful informatio­n guide from motability.co.uk/downloads or call 0800 093 1000 to order a free copy. We are Motability Operations Ltd, a company authorised and regulated by the Financial Conduct Authority. All Motability Scheme vehicles are leased to customers by us. questionna­ire, which is designed to make sure the car you’re considerin­g, and the Motability Scheme, is right for you. To see the full list of cars available, go to motability.co.uk. When you lease a car through the Motability Scheme, there are three pricing options. However, no matter how much you pay or what car you choose, all customers will enjoy the same all-inclusive package of insurance, breakdown cover, servicing, tyres and glass replacemen­t. The three pricing options are: 1. Cars that cost less than your mobility allowance – a range of more than 100 cars on the scheme cost less than your mobility allowance, meaning the remainder will be paid directly to you by the Department for Work and Pensions (DWP). These cars are available to lease at a fixed weekly amount for the whole of your agreement and any increases in your allowance that the DWP makes will be paid directly to you. 2. Cars that cost all of your mobility allowance – we have a range of more than 200 cars that cost the same as your allowance. There’s no Advance Payment and you simply swap the whole of your weekly mobility allowance for the car of your choice. 3. Cars that cost all of your mobility allowance and also have an Advance Payment – you can increase your choice of cars by topping up your allowance with a non-refundable upfront payment which we call the Advance Payment. This payment covers the difference between your allowance and the total cost of the lease over the course of your agreement. Don’t forget that your lease includes everything, except fuel, to provide you with worry-free motoring, so you will need to take into account the car’s fuel costs. To keep the running costs down you may want to consider a more fuel efficient engine. Each car listed has a ‘miles per gallon’ (mpg) figure; cars with a higher mpg cost less to run and usually provide lower CO2 emissions over the course of your lease.

Remember the mpg given is a guide to help you compare cars and is based on test conditions. The actual mpg each car achieves in real world driving is likely to be lower than the official figure.

To give you an idea of costs, for each car listed we have highlighte­d the average annual fuel costs which can help you compare between cars and see which option might save you money.

 ??  ?? Make sure you choose the right car to suit your needs
Make sure you choose the right car to suit your needs
 ??  ?? When choosing your vehicle, take time to check you are happy about getting in and out of the vehicle
When choosing your vehicle, take time to check you are happy about getting in and out of the vehicle

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