CRYPTIC

Across

1. Well, it is a little presumptuous (4)

3. Collect some horse brass emblems (8)

9. Acquit a sailor and find the right answer (7)

10. Letter to a relative in reproach (5)

11. Never out, but not invariably (12)

13. Make a mistake in making a cake (6)

15. Aim to climb a steeple (6)

17. Long lane that has a turning for headwear (3-6,3)

20. Fashion a number, for example (5)

21. Cocktail for a fellow traveller? (7)

22. Not altogether how steam is converted (8)

23. Discover an Eastern secret agent (4)

Down

1. Good grounds for holding sports events (8)

2. The art of making notes (5)

4. Rest in the easiest armchair (6)

5. You won’t want to, if your remarks are in bad taste! (3,4,5)

6. Mix up an I.O.U. and a bill for stewed meat (7)

7. Dines in style at smart restaurants (4)

8. It won’t strike one directly (8,4)

12. This beam could be fatal if it fell on you! (5,3)

14. A precious possession one is not bound to have (7)

16. It’s in our blood (6)

18. Kicks the hired horses (5)

19. They’re possibly found in the Melbourne museum (4)