MANAGE YOUR FINANCES EASILY

AVOID EXPENSIVE DATA CHARGES FIND IT HARD TO TRACK HOW MUCH DATA YOUR PHONE USES UP EACH MONTH? ONAVO EXTEND CAN MINIMISE USAGE AND THE PESKY EXTRA CHARGES THAT COME WITH IT, BY ROUTING ALL INTERNET-RELATED ACTIONS THROUGH ITS SERVERS. THERE, DATA IS MINIMISED WHERE POSSIBLE, FOR EXAMPLE BY LIMITING USE OF APPS THAT USE LOTS OF DATA, BEFORE BEING SENT TO YOUR DEVICE. FREE ON IOS AND ANDROID. MAKE EASY PAYMENTS BETWEEN FRIENDS PAYFRIENDZ IS A MONEY-SENDING APP, WHERE YOU CAN SEND AND REQUEST MONEY, VIA MESSAGING, FROM YOUR CONTACTS LIST – ELIMINATING THE NEED FOR SORT CODES AND ACCOUNT NUMBERS. ADD MONEY TO YOUR ACCOUNT USING YOUR DEBIT CARD. ONCE YOU’VE ADDED A FRIEND, YOU CAN GET PAID OR PAY THEM. FREE ON IOS AND GOOGLE PLAY. USE STORECUPBOARD INGREDIENTS THE SUBSTITUTIONS APP CAN HELP YOU FIND ALTERNATIVE INGREDIENTS FOR YOUR RECIPES BY LISTING SUITABLE SUBSTITUTES. THE APP WILL SUGGEST SOMETHING YOU’RE LIKELY TO HAVE LURKING IN YOUR CUPBOARDS – SAVING YOU THE COST OF FORKING

OUT FOR MORE. £2.99 ON IOS ONLY. KEEP ON TOP OF YOUR FINANCES DAILY BUDGET CALCULATES A PERSONAL DAILY BUDGET, BASED ON YOUR INCOME AND FIXED COSTS, LIKE BILLS AND TRANSPORT. THE BUDGET WILL CARRY OVER TOO – IF YOU SPEND LESS ONE DAY, YOU’LL HAVE MORE FOR THE NEXT. FREE ON IOS ONLY.

SMALL BUSINESSES ACCOUNTING INTUIT QUICKBOOKS ONLINE LETS YOU CREATE, SEND AND TRACK INVOICES AND TAKE PHOTOS OF YOUR RECEIPTS TO ATTACH TO EXPENSES. FROM THESE, THE APP CAN ALSO ESTIMATE YOUR ANNUAL TAXES, AND EVEN GENERATE YOUR HMRC SELF-ASSESSMENT FORM. FREE ON IOS AND ANDROID. W&H