Make your money go further

Our seven top swaps can help you save hundreds this autumné

SWAP online cashback For Boom25

Cashback websites can be great at helping you recoup a percentage of what you spend online with certain retailers, but Boom25 gives you the chance to win the entire value of your shop. If you buy items via boom25.com and are the 25th person in line to pay, the whole value of your shopping bag will be refunded to you via Paypal. SAVE Potentially £1,000s

SWAP Your credit card For the AMEX preferred rewards gold CARD

Sign up for this charge card and bag 20,000 rewards points when you spend £2,000 in the first three months. Pay it off in full each month. Also, while joining is free for the first year, there’s a £140 fee in the second year, so remember to cancel it. Earn £100

SWAP A TWO-YEAR Bank loan For the AA Dual Credit CARD

If you need to borrow money to buy a new sofa, check out the AA Dual Credit Card, which offers interest-free spending for up to 32 months. Meet minimum monthly repayments to keep the deal, and pay off the balance before the 0% deal ends to avoid big interest charges. SAVE £100s

SWAP Your Bank Account For the M&s Bank Current Account

Switch to M&S Bank’s current account and you’ll get a £125 M&S gift card. you don’t need to pay in a minimum amount, but you can earn another £5 gift card each month when you deposit £1,000 per month, so it could net you up to £185 in vouchers. Earn up to £185 in vouchers

SWAP Your British GAS Account For Avro Energy

British Gas has announced a whopping 12.5% hike in electricity prices, while Flow Energy has raised its standard tariff by 10%. Use a website such as the MSE Cheap Energy Club to find the best deals, such as Avro Energy, which is offering a 12-month fixed rate with no exit fees. Remember, if you are in the last 49 days of a fixed deal, you don’t have to pay any exit fees if you leave. SAVE £300 per year

SWAP Your debit card For A Monzo CARD AND App

this app-controlled card displays what you’re spending your cash on and you can see your transactions in real-time, making it easier to stay on top of your finances. you have to load cash on to it, so it won’t let you get into debt, plus there are no fees to use it abroad. Apply online at monzo.com SAVE Potentially £10s

SWAP Your PENNIES jar For the lloyds Bank save the Change SCHEME

Gathering up your loose change and putting it in a jar is an easy way to save. lloyds Bank has come up with a high-tech way of doing the same thing. Customers can register for its ‘Save the Change’ scheme – when you buy an item with your debit card, the amount is rounded up to the nearest pound and the difference is transferred to your lloyds savings account. SAVE £100s