Woman's Own

3 ways to manage your festive finances

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1 Use the Quick Scan barcode scanner app (free on itunes and Android). Find the best deals without running all over town using Quick Scan. Simply scan the barcode of a potential gift and it’ll tell you if it’s cheaper elsewhere.

2 Only buy necessary gifts Don’t be made to feel you have to buy gifts. Hone your list to close family and friends, and for large groups of friends suggest ‘Secret Santa’ with a £10 limit.

3 change your mindset It’s easy to have an ‘It’s Christmas!’ mindset and tell yourself you’ll just deal with the money implicatio­ns of a festive blowout in the New Year. But don’t throw caution to the wind. Set a budget and make sure you stick to it – your January finances will thank you for it.

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