Imagine peace of mind that lasts forever

Your payout is 100% guaranteed with the UK’s No.1◊ over 50s plan.

When it comes to life cover, we all know how easy it is to put it off. But when you take a few minutes to put your Guaranteed Over 50 Plan in place, you’ll have the peace of mind you need to enjoy life to the full – knowing you’re taking care of your loved ones when you’re gone.

Guaranteed acceptance

Even if you thought it was too late for life cover, we’re here for you. All UK residents aged 50-85 are welcome to join us – because we offer guaranteed acceptance, with no medical and no health questions to worry about. It doesn’t matter if you smoke or have health conditions in the family, we’ll accept you anyway. It really is as simple as that.

From £3.90 a month

Plans start from less than £4 a month – yes, that’s all it takes to leave a guaranteed cash payout for your nearest and dearest. But paying a bit extra each month will secure a bigger payout for your loved ones, so there’ll be less to worry about when you pass away. Depending on how long you live you could pay in more than the cash sum paid out. Premiums are payable for life. Either way, there are no hidden extras – and we’ll never increase your monthly payments or reduce your cash payout. That’s a promise.

We pay 100% of claims

More people choose us for over 50s life cover than anyone else, so you know you’re in safe hands with the UK’s most trusted provider.†

We’re here to help you protect your family – and when you pass away, you know they’ll get the cash payout you planned. Because we pay every single claim. If you die within two years of taking out your plan, we’ll pay out everything you’d paid in, plus half as much again.