YOURS (UK)

The easy guide to dealing with probate

5 STEPS TO TAKE WHEN SOMEONE DIES

-

There’s a lot to sort out when a loved one dies and probate can seem daunting, but it’s actually easier to manage it yourself than you may think...

1 Register the death

Within five days (eight in Scotland) attend the Register Office for the area where the death happened and take the following documents: medical certificat­e of cause of death, birth certificat­e and marriage or civil partnershi­p certificat­e. They will then supply you with a copy of the death certificat­e. Save money by requesting up to five copies of it at once as most companies and financial institutio­ns require them as proof. Ask if the Tell Us Once service operates in your area to report the death to all Government organisati­ons in one go, including council tax, passport, benefits etc

2 Consult the Will

A Will outlines how assets are to be distribute­d and establishe­s who the executor (the person authorised to deal with the estate) is. If there is no Will, intestacy rules govern how the estate should be distribute­d and the next of kin can apply for what is known as a ‘grant of letters of administra­tion’.

3 What about Inheritanc­e Tax?

The executor will need to submit a form to HMRC to see if the estate is liable to Inheritanc­e Tax (IHT). If there is tax to pay, this will need to be settled before the Grant of Probate is issued.

4 Apply for the Grant of Probate

This proves the executor’s authority to administer the estate. Complete form PA1 (for help, contact the probate and Inheritanc­e Tax helpline on 0300 123 1072) then send the completed applicatio­n, including form PA1, an official copy of the death certificat­e, three copies of the original Will and any codicils (additions or amendments to it) and the Inheritanc­e Tax form, to your local probate registry, along with a fee of

£215, made payable to HM

Courts and Tribunals Service

(£155 if using a solicitor).

5 Swear an oath

The executor will need to swear the oath that the informatio­n supplied is correct. You should then receive the grant through the post within ten working days.

 ??  ??
 ??  ??

Newspapers in English

Newspapers from United Kingdom