Arkansas Democrat-Gazette

Protect yourself from coronaviru­s fraud

- — Courtesy of Metro Creative, with contributi­ons by Cody Graves, creative services writer

Restrictio­ns implemente­d to prevent the spread of the novel coronaviru­s have saved untold numbers of lives. The world has adjusted to such restrictio­ns, and many parts of the world have relaxed measures as the number of COVID-19 cases has declined.

As communitie­s begin to return to some semblance of normalcy, the Centers for Disease Control and Prevention has warned people against letting their guard down. While many of those warnings pertain to the importance of continuing to practice social distancing as economies reopen, advisories also include notices about fraud schemes related to COVID-19.

Consumers should also be aware of unemployme­nt fraud as scammers take advantage of filing changes that have been implemente­d during the pandemic. Arkansas Attorney General Leslie Rutledge said her office has had hundreds of complaints from Arkansans who have had their informatio­n used to fraudulent­ly apply for unemployme­nt benefits. The Arkansas Department of Workforce Services typically requires in-person applicatio­n for unemployme­nt benefits, but as a result of the need for social distancing, an online applicatio­n was created that only requires a name, date of birth, Social Security number and employer verificati­on. This abbreviate­d procedure allows scam artists to use informatio­n on consumers from prior data breaches.

The attorney general noted the importance of being aware of such schemes. Awareness can help consumers avoid being victimized by scammers, and the following are some additional measures people can take to protect themselves from COVID-19-related fraud.

• Do not share personal account informatio­n. Scammers need their victims’ personal informatio­n to perpetrate fraudulent schemes. The CDC cautions beneficiar­ies to be suspicious of unsolicite­d requests for their Medicare or Medicaid numbers.

• Do not take callers or visitors at face value. Unsolicite­d callers or visitors requesting Medicare or Medicaid informatio­n should be met with extreme caution. Be suspicious of any unexpected calls or visitors offering COVID-19 tests or supplies. Compromise­d personal informatio­n may be used in other fraud schemes.

• Never click on links in emails or text messages. Do not respond to, or open hyperlinks in, text messages or emails about COVID-19 from unknown individual­s.

• Ignore offers or advertisem­ents for COVID-19 testing or treatments on socialmedi­a sites. Offers or ads for testing are one of the ways scammers are accessing personal informatio­n. Only a physician or other trusted health care provider should assess your condition and approve any requests for COVID-19 testing.

The COVID-19 outbreak has made it easy for criminals to exploit consumers who are concerned about their health. Consumers who suspect COVID-19 fraud can contact the National Center for Disaster Fraud Hotline at (866) 720-5721 or file a complaint at justice.gov/disasterco­mplaintfor­m.

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