Refund put on standby after flight time change

QA: The airline should have refunded your fare promptly. According to section 11.3 of its general conditions of carriage — that’s the legal agreement between you and the carrier — you’re owed exactly $280.

But the fine print deserves to be reviewed, as it always does. Malaysia Airlines says if it cancels a flight or fails to operate a flight “reasonably according to schedule,” and if no portion of your ticket is used, you’ll receive a full refund. Virtually every airline has an identical policy, although some carriers will squabble about the definition of “reasonable.”

The important question that comes next is: When?

“All refunds will be subject to the laws, rules, regulations and government orders of the country in which the ticket was originally purchased and of the country in which we make the refund,” says the contract. But it doesn’t say you’ll get your money in three weeks, three months or three years. And that’s a problem. See, Malaysia Airlines can take your money in an instant, thanks to the miracle of credit cards. But when it comes to returning it, the airline can take its time, as many airlines do. It is under no obligation to refund you quickly. So it takes its time.

True, sometimes it takes a few extra weeks for the money to show up on your credit card (please don’t get me started with billing cycles). But, even so, you should have had your money a long time ago.

A brief, polite email to Malaysia Airlines might

Malaysia Airlines changed my flight times on a trip from Kuala Lumpur, Malaysia, to Phuket, Thailand. The airline contacted me and asked me to accept a new flight, but I couldn’t. I asked for a refund.

Malaysia Airlines said the refund would take three weeks, but it’s been more than three months. Can you help me get my $280 back?

— have shaken something loose. I list the names, numbers and email addresses of the airline’s executive contacts on my consumer-advocacy site:

They sometimes have the power to give the accounting department a little push.

I contacted Malaysia Airlines on your behalf. It sent you the promised refund, minus a mysterious $33 service charge and a $22 travel insurance charge. Airlines!