Baltimore Sun Sunday

Single-family housing repair program

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mobility as the result of service on or after Sept. 11, 2001.

Eligible veterans may receive no more than three grants during their lifetime. They also must own the home and have the title in their own names. Veterans who want to apply for this grant must complete an applicatio­n on the Department of Veterans Affairs website or request one directly from the VA. a veteran’s lifetime. Veterans may use the grant money for homes that they or their families own. To apply for an SHA grant, veterans complete an applicatio­n on the VA website or request a paper copy from the VA.

Offered by the U.S. Department of Agricultur­e’s Rural Developmen­t division, Single-Family Housing Repair loans and grants help eligible homeowners who need to modernize their homes or remove health and safety hazards. To qualify for a grant, the homeowner must meet the following criteria: Be at least 62 years old. Own the home and live in it.

Be unable to get financial assistance from another source.

Have a family income less than 50 percent of the median income in the area.

Be unable to pay back a loan.

Eligible homeowners may receive up to $7,500 in a lifetime. If they sell the home within three years of receiving the funds, they must pay back the grant amount.

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