Oba­macare rates are killing me

Baltimore Sun - - MARYLAND VOICES - Beth Plein, Cock­eysville

There is al­ways scant men­tion of those of us who pro­vide our own in­sur­ance be­cause our em­ploy­ers don’t pro­vide it. We are the “in­di­vid­u­ally in­sured” who don’t qual­ify for a sub­sidy un­der the Af­ford­able Care Act, and my pre­mi­ums are dread­ful (“Thanks, Oba­macare,” Sept. 19).

After the 20 per­cent hike last year from CareFirst, I went from the least ex­pen­sive sil­ver plan to the cheap­est plan of all. This year, it looks like our pre­mi­ums will rise again — at least an­other 20 per­cent. I am guess­ing my pre­mi­ums will be hov­er­ing around $500 per month. My de­ductible is the out-of-pocket max­i­mum of $6,500.

I have main­tained my own in­sur­ance for most of my adult life, but now I am be­ing priced out of the mar­ket. I agree that we all need to be in­sured but there is a big prob­lem here for some of us.

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