Calhoun Times

Real Estate

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had mechanics, utility workers and sectaries make us loans.

All of them have a few things in common. Typically, they know very little about investing in real estate but have always wanted to. That’s where we come in. We’ve been buying, selling and renting houses since 2012 with a fantastic track record. Our process allows our lenders to leverage their money with our knowledge.

Next, they’re looking for a better return on their money than they can find in bank CDs or in the stock market. According to bankrate. com, the national average certificat­e of deposit rate for a five- year term was 1.28 percent as of August 1st of this year. We’ve been able to double, and even triple, what our lenders have been offered for these type investment­s.

And finally, they’re looking for security for their hard- earned retirement dollars. And since we can secure their funds against real estate, our private lenders are in a great position.

Consider this: if you invest in company stock and then that company shuts their doors, how likely are you to get your initial investment back, much less make a profit?

When private lenders make a loan they can secure with real estate, even if the worst were to happen and they had to foreclose on the borrower, they will still receive the property used for collateral. They could then either rent or sale the house to recoup their money and possibly turn a profit. You won’t find that kind of security in other investment­s.

Long story short, if you have ever thought to yourself that you need a better investment vehicle, consider becoming a private money lender to a real estate investor. And if we can help you in any way, please give us a call.

Joe and Ashley English buy houses and mobile homes in Northwest Georgia. For more informatio­n or to ask a question, go to www. cashflowwi­thjoe. com or call Joe at 678986- 6813.

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