Call & Times

Senate Republican­s pushing to vote on latest health care proposal next week

- Herb Weiss Herb Weiss, LRI’12 is a Pawtucket writer covering aging, healthcare and medical issues. To purchase ‘Taking Charge: Collected Stories on Aging Boldly,’ a collection of 79 of his weekly commentari­es, go to herbweiss.com.

With the Sept. 30 expiration of its special Senate budget reconcilia­tions status that allows the chamber to repeal and replace Obamacare with just a simple majority, Senate Republican­s are rushing to bring their latest health care fix-up for vote by the end of next week. The GOP’s last attempt failed by a razor thin margin.

Critics charge that the Senate Republican­s push to quickly vote on their latest health care bill, crafted by Republican Sens. Lindsey Graham of South Carolina and Bill Cassidy of Louisiana, comes before the issuance of a complete analysis of the Congressio­nal Budget Office (CB)) that would detail the legislativ­e proposal would impact coverage nationwide.

AARP, the National Committee to Preserve Social Security and health care provider groups say that GrahamCass­idy’s fix to put the brakes to rising health care costs will increase premium and out-of-pocket costs for millions. They say that the nonpartisa­n CBO would give the details to its negative impact.

Even Gov. Chris Christie came out opposing the GOP health care overhaul bill that Senate Republican­s are pushing.

“I can't support a bill that takes $3.9 billion away from the people of the state of New Jersey,” said the New Jersey Governor, reported last Wednesday by the Trentonian News.

Democratic Colorado Gov. John Hickenloop­er and Republican Gov. John Kasich, of Ohio, held a bipartisan news conference this week calling for a bipartisan approach to reforming health care.

Talk show host Jimmy Kimmel also came out swinging against the GrahamCass­idy proposal, calling Sen. Cassidy, a co-sponsor of the bill, a liar. Earlier this year the Republican Senator had appeared on Kimmel’s show and, after hearing that Kimmel had an infant son with a heart condition, he assure Kimmel that any GOP proposal would protect those with preexistin­g conditions. It does not, at least to Kimmel’s satisfacti­on.

For days, aging and provider groups, and even Democrats on cable shows, expressed concern that the GrahamCass­idy bill would allow states to permit insurance companies to charge people with preexistin­g conditions (an estimated 25 million Americans age 50 to 64) just because they have cancer, diabetes, high blood pressure, asthma, etc.

Age tax hits seniors in the wallet

On Sept. 20, AARP writer Dena Bunis, charges in a blog posting, “Latest Senate Health Care Bill Revives Age Tax for Older Americans,” the GOP’s latest effort to repeal President Obama’s landmark Affordable Care Act (ACA), imposes an “age tax” on older Americans by eliminatin­g premium tax credits and cost sharing payments that helped low-income persons afford deductible­s and copayments for medical services.

The Graham-Cassidy bill would also allow states to get federal waivers for insurers to charge older Americans more so as to lower the cost for younger policyhold­ers. The ACA limits the expense for older policyhold­ers at three times the amount younger ones pay, says Bunis.

To illustrate the “age tax” Bunis, citing an AARP analysis, notes, that for a 60-year-old earning $25,000 a year, premiums and out-of-pocket costs could increase by as much as $16,174 a year. If that 60-year-old lives in a state that allows insurers to charge older individual­s dramatical­ly higher premiums, he or she would face an additional $4,124 increase in premiums,” she says.

The Graham-Cassidy bill takes away the premium tax credits that help older adults pay for their health care coverage, notes Bunis. “About six million 50- to 64-year-olds buy their health coverage in the individual market, and about half of those individual­s receive tax credits to help pay their premiums, she says, citing an analysis by the AARP Public Policy Institute.

The Graham-Cassidy bill would also eliminate vital cost-sharing payments that help low-income persons – especially those over age 50 – afford deductible­s and copayments for medical services, too, adds Bunis, noting that “about 58 percent of adults enrolled in ACA marketplac­e plans get cost-sharing assistance, and 35 percent of those individual­s are between 50 and 64 years old.”

Bunis notes that the latest Senate health care proposal would shift federal funds to the state through block grants that would allow each state to develop their own specific health care coverage initiative­s to reduce costs. But, she says that Medicaid per capita cap, or block grants funding proposals, “fundamenta­lly change the Medicaid program [covering 17.4 million older Americans and people with disabiliti­es], which has been a safety net for millions of poor Americans and people with disabiliti­es.”

Receiving Medicaid eligibilit­y for coverage and services would leave fewer doctors and other providers willing to take Medicaid patients or provide needed care because reimbursem­ent is too low.

Block grants, mandated by the Graham-Cassidy bill, would only last through 2026, offering no replacemen­t health care plan, says Bunis. “Over 20 years, Graham-Cassidy would slash Medicaid funding by $1.2 trillion to $3.2 trillion, turning control of the program to the states and shifting costs over time to states and Medicaid enrollees,” she says.

“Americans have a right to know how this bill would impact them. Regretfull­y, the majority leadership is rushing the Senate to blindly consider Graham-Cassidy without fully vetting this proposal in committee hearings and mark-up, where amendments could be considered, and without a full Congressio­nal Budget Office (CBO) score. CBO previously estimated that repeal-without-replace would cause 32 million people to lose health coverage,” said Max Richtman, president and chief executive officer of the National Committee to Preserve Social Security and Medicare (NCPSSM), in a statement to Senate Finance. The Senate panel is scheduled to hold a hearing on the Graham-Cassidy bill next week.

“Senate considerat­ion of any bill that would change the accessibil­ity and affordabil­ity of essential health care for millions of Americans without a complete CBO analysis and committee debate would be the height of legislativ­e malpractic­e,” says Richtman.

NCPSSM calls the latest GOP Senate health care proposal “deeply flawed” and suggests that it be referred to the Senate Committee on Health, Education, Labor and Pensions where Chairman Lamar Alexander and ranking member Patty Murray are attempting to hammer out a bipartisan solution to strengthen the ACA’s individual health insurance market reforms.

A final take

At presstime, Republican Sens. Ron Paul (Kentucky) and John McCain (Arizona) gave thumbs down to the Graham-Cassidy bill with the Portland Press Herald reporting that Sen. Susan Collins of Maine, saying “I’m leaning against the bill.” Fifty Republican Senators must give their thumbs up, with Vice President Mike Pence casting the tie-breaking vote, to get a simple majority for passage. Now, the votes are just not there for passage.

But, one long-time Republican Senator speaks honestly on the record why President Donald Trump and his fellow Senate caucus members are pushing so hard for passage of the latest Senate health care proposal.

“You know, I could maybe give you 10 reasons why this bill shouldn't be considered,” Iowa Republican Senator Chuck Grassley said. “But Republican­s campaigned on this so often that you have a responsibi­lity to carry out what you said in the campaign. That's pretty much as much of a reason as the substance of the bill."

Sadly, if true the Republican-controlled Congress has put millions of Americans at risk of losing their health care coverage and at risk for the sake of a political promise. Our lawmakers must become statesmen and vote on legislativ­e proposals because it is the right thing to do, not politician­s who vote by party line.

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