Chattanooga Times Free Press

Two years after tornadoes, families still wait for housing

- BY MELINA WALLING

MAYFIELD, Ky. — Ashley Prince and her family have been chasing “normal” for years now.

Two years ago, a tornado that whipped through Mayfield peeled the roof off their rental property “like a band-aid.” She and her fiance Dylan watched from inside as the milewide storm knocked over the water tower behind their house, suckerpunc­hing her in a rush of rapids. The ordeal left her with a severely injured leg.

What came next was a monthslong journey to put their lives back together. That meant about a year spent with Ashley’s parents, then a year in temporary housing, where they currently live.

It’s the kind of story that disaster experts say will only become more common as climate change multiplies and intensifie­s instances of extreme weather. Academics point to a relief system in the United States that is relatively well-equipped to get aid out in the immediate aftermath of disasters, but is not designed for the long-term or the worsening conditions wrought by global warming. Stacked on top of that crisis is another intractabl­e problem: the dire lack of affordable housing across the country.

That landscape makes people like the Princes — low-income renters — among the least prepared for the climate future that is to come. Using flooding as a case study, research from MIT has shown disasters lead to increases in rental prices for renters with low incomes and to increases in evictions.

“People are not prepared to think about a potential disaster when they’re living in a precarious situation on a day-today basis,” said Smitha Rao, an assistant professor at Ohio State University who worked on the front lines of disaster relief before studying it.

After a disaster, families typically have a few options to rebuild, said Michelle Meyer, an associate professor and director of a hazard reduction and recovery research institute at Texas A&M University. If they have homeowners’ or rental insurance, they can file a claim with the company. Then there are sources of financial assistance from the Federal Emergency Management Agency, which just last month changed its applicatio­n process with the intention of making their grants more accessible.

At the same time, families can apply for loans from the U.S. Small Business Administra­tion, but applicants must meet eligibilit­y requiremen­ts and pay the loan back. In addition, local community organizati­ons often provide meals, clothes and other assistance, sometimes for weeks or months after the disaster.

But once those programs start to wane, by the one- or two-year mark, many families are still nowhere near recovered. Volunteers and local organizati­ons fill the gaps with extended temporary housing and new permanent housing. But they, too, face challenges, as volunteers are spread thin.

In Mayfield, some programs have made progress on a few dozen homes, which families have started moving into. But the tornado destroyed hundreds of houses, hitting rentals hardest.

Helping families regain their independen­ce is part of the mission of Camp Graves, the nonprofit providing temporary housing where the Princes now live.

But people in vulnerable population­s are especially at risk of losing out on those opportunit­ies. All of the seven families currently on the wait list for Camp Graves are Hispanic, Black, multiracia­l or include a single parent, office manager Cassy Basham said. In addition, residents with existing medical conditions or disabiliti­es say they have faced additional challenges finding accessible housing.

Experts say the intersecti­ons of affordable housing and climate change can be felt everywhere. Mennonite volunteers working on housing in Mayfield saw that firsthand, describing previous experience­s in hurricane-prone areas of the South, where they repaired leaky roofs that were covered with tarps in some cases for as long as two years.

 ?? AP PHOTO/JOSHUA A. BICKEL ?? A rebuilt home is under constructi­on Jan. 16 in Mayfield, Ky.
AP PHOTO/JOSHUA A. BICKEL A rebuilt home is under constructi­on Jan. 16 in Mayfield, Ky.

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