Most stolen cars have big engines

Do you have a Tesla electric car? Or a two-wheel-drive BMW 3 series luxury sedan?

Chances are you can get into your car right now and head out on your way.

But if you have a Dodge Charger HEMI or the Dodge Challenger SRT Hellcat, you have a greater chance of being on hold with your insurance agent while reading this report.

That’s because those two large Dodge cars, known for their powerful engines, top the Highway Loss Data Institute’s list of vehicles most likely to be stolen.

The study, released Thursday by State Farm, found that in addition to the Dodge vehicles in the two top spots, the Infini Q50- four door, Infiniti QX80 and GMC Sierra 1500 crew cab rounded out the Top 5 most stolen cars in model years 2016 to 2018.

The Top 3 have claim rates more than five times the average for 2016-2018 model year cars, according to Highway Loss Data Institute. (HLDI).

“The models most likely to be stolen tend to be powerful, pricey or pickups, but vehicle theft is also a crime of opportunity,” HLDI Senior Vice President Matt Moore said in a statement. “Better security features on all vehicles would be the best way to address the problem.”

The survey also said July and August are the top two months for vehicle claims.

On the other side of the equation, the BMW 3-series four door, Tesla Model S 4WD, Tesla Model X 4WD, Chevrolet Equinox 4WD and the Buick Encore 4WD were the least stolen cars, according to the study.