Credit freeze now free na­tion­wide

Greenwich Time - - BUSINESS -

Con­sumers can now freeze their credit for free un­der a new fed­eral law. A credit freeze re­stricts ac­cess to your credit file, es­sen­tially halt­ing any­one from open­ing any new credit in your name. The rules used to vary by state, but pre­vi­ously it could cost up to $10 to put a freeze in place. That fee of­ten had to be paid again when some­one wanted to un­freeze it for any le­git­i­mate uses. Con­sumers who want to freeze their credit should visit the web­sites of all three credit re­port­ing agen­cies — Equifax, Ex­pe­rian and Tran­sUnion — to make their re­quest at each. The FTC also will have links to those pages on its iden­tity theft in­for­ma­tion web­site: www.iden­ti­tytheft.gov

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