Unrelated individuals can own property together

automatically — if they wish.

Before starting with another lawyer, I’d suggest your sister discuss this again with the original attorney. There has definitely been some misunderstanding.

Particularly at a time when rates are changing frequently, points might be charged to cover minor adjustments in the cost of your loan.

You were quite right in refusing to pay commission on that extra charge. It was part of your financing arrangement and did not represent any service from your agent.

I’ve always advised beginning real estate investors to steer clear of vacant land. It produces no income and requires yearly expenses, and even seasoned investors sometimes make mistakes in predicting future development.

If you just stop paying the taxes, sooner or later the land will be taken by the local authorities, and that should be the end of that.

I’ve never come right out and said this in print before, but I’m in my 90s now and what can they do to me? As the land is in another state, and taking your age into account, I’d say just forget about the rest of it.

I can’t see the association really going to court over a few hundred dollars. Even if it were to get a judgment, it would be in another state, and it probably wouldn’t pay the association to do anything more with it.

If I were you, I wouldn’t worry about this at all. Just stop paying the taxes.

www.askedith.com, at edithlank@aol.com or at 240 Hemingway Drive, Rochester NY 14620.