Marysville Appeal-Democrat

What about insurance?

- – Rachel Rosenbaum – Rachel Rosenbaum

Residents affected by the Wall Fire may be eligible for reimbursem­ent through their homeowner and renter insurance, according to the state Department of Insurance.

Reimbursem­ents could cover additional living expenses incurred due to the mandatory evacuation orders, with no deductible requiremen­t.

“Many homeowners are unaware that their insurance policies may cover additional living expenses incurred as a result of damage caused by fire or mandatory evacuation, allowing consumers to focus their attention on recovery,” the agency said.

The coverage typically includes food and housing costs, furniture rental, relocation and storage, and extra transporta­tion expenses. Policy provisions, including deductible­s, vary by company. Consumers should check with their insurer regarding any limitation­s that may apply to the coverage.

Consumer service staff are working with evacuees and fire victims at the local assistance center answering questions on coverage, offering tips as consumers begin to think about returning to their property, and providing informatio­n about potential scams that can occur after a disaster.

The agency cautioned residents to not forget copies of insurance policies, important papers and a photo or video inventory of possession­s. An inventory can be completed quickly and easily on a smart phone and safely stored in the Cloud.

Department of Insurance staff can be found at the local assistance center at the Oroville Municipal Auditorium (1200 Myers St.) through Friday from 10 a.m.- 7 p.m. Residents can also call the hotline: 800-927-4357.

“You’ve gotta look at the positives of everything,” Macy said. “Like I said, it’s not my first rodeo.”

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