Your Spending And Savings Plan

FORSYTH — Winter holidays get celebrated in a variety of ways but most involve some sort of spending, according to Nellie Lamers, a family financial education specialist with University of Missouri Extension.

For families on a budget, or simply wanting to save some money, Lamers said there are ways to do these things while staying true to our financial goals.

Here are a few holiday cost savers to consider.

Have everyone bring a new healthy dish to your family get-togethers. “This makes it easy on everyone’s budget and helps all feel good mentally and physically by eating right,” said Lamers.

Another idea is to play games at home as a family. Many card or board games are fun for any age and outdoor games are also a way to get some exercise. “Lots of people can play and you get more quality time together than going out to a movie,” said Lamers.

Holiday movies are on almost every night during December. So plan a movie night once a week with popcorn at home.

“Going to a spiritual service highlights the meaning of the season and helps us realize we don’t need to spend money to connect with the important things in life,” said Lamers.

“When shopping it is a challenge to resist the sales. Consider how the item will bring fulfillment to your life in the long run. Remember saving is a gift you give yourself that is more likely to help achieve your life goals,” said Lamers.

For more information on issues related to home finances, contact either of the MU Extension family financial education specialists in southwest Missouri: Janet Lafon, Jasper County Extension Center, (417) 358-2158, lafonj@missouri. edu or Nellie Lamers, Taney County Extension Center, (417) 546-4431, lamersn@ missouri.edu.