Miami Herald

OVERHEAD COSTS

- BY DOUGLAS MACKINNON ©2021 The Baltimore Sun

The Florida Senate is considerin­g a bill that harms homeowners. The sponsor of Senate Bill 76 is Sen. Jim Boyd of Bradenton, CEO of Boyd Insurance and Investment Services. He is looking out for the insurance industry, not the people of Florida who elected him.

If his bill passes, the next time the roof of your home is damaged, your insurance company may only cover the cash value based on a “roof surface reimbursem­ent schedule.” The bill only requires full coverage for roofs less than 10 years old.

If your roof is 18 years old when a storm hits, you may be out of luck. It will depend on the depreciati­on schedule of your insurer. Boyd’s legislatio­n essentiall­y makes it legal for insurance companies to walk away from a storm-damaged home, at a time when you need insurance the most.

Hopefully MiamiDade’s delegation in Tallahasse­e will unanimousl­y oppose this bill. Contact your legislator and insist they oppose SB 76.

– Terry Murphy,

Miami Lakes

Much of the Republican conservati­ve universe has been united in their contempt of the now scandal-plagued Lincoln Project, a selfdescri­bed group of Republican­s who sold themselves as do-gooders only seeking to rid the nation of the evils of Donald Trump.

Now many on both sides of the aisle and in the media have been describing the Lincoln Project as a team of “grifters” who allegedly cashed in on the hate the Democrats, the far left and various celebritie­s in Hollywood had for Trump — to the tune of tens of millions of dollars.

Last month, the conservati­ve Washington Times published a piece headlined: “How is the Lincoln Project still in Business? For people who have willingly given their money to Lincoln Project grifters, the word ‘sucker’ doesn’t go deep enough.”

Fair question. But a better one for Republican­s, conservati­ves and people of faith who supported Donald Trump would be: “Are there Trump grifters out there? If so, how are they still in business?”

The lack of curiosity from most in their ranks regarding some of the Trump swamp creatures — those who once pushed draining the swamp until they realized how much money there was to be made there — is quite telling.

Fortunatel­y, a few are speaking out.

Before the attack on the Capitol, Illinois Republican Rep. Adam Kinzinger, at the very end of December, tweeted out a warning:

“All this talk about Jan. 6 from @realDonald­Trump and other congressio­nal grifters is simply explained: They will raise money and gain followers by blaming everyone else knowing full well they can’t do anything. It’s sad, and an utter scam. #restoreour­gop.”

Days later, the Capitol building was stormed. Knowing that, maybe the GOP should take Kinzinger’s warning regarding Trump “grifters” more seriously.

For instance, soon after Trump legally lost the election to Joe Biden, Trump supporters created a leadership PAC called “Save America.” As recently reported by ABC News and others, this PAC and other Trump-enabling entities raised close to $300 million contesting the presidenti­al election as well as the runoff election in Georgia.

Almost all of that money was sent in by “small donors.” In other words, average and often poor

Americans who were convinced by hundreds of fundraisin­g emails that the election may have been “stolen” from them.

Fleecing the poor, the elderly, the ignorant and the vulnerable for personal profit is a time-honored tradition for various swamp creatures. It’s also how certain “prosperity preacher” televangel­ists and evangelist­s have operated for years, as they accumulate­d jets, mansions and bursting bank accounts.

Coincident­ly, as news reports keep telling us, a number of “Republican” political consultant­s are allegedly buying multimilli­on-dollar homes, paying off massive tax debts and working overtime to conceal how much money went into their personal bank accounts.

As for the “Save America” PAC and others raising money off suggestion­s of a stolen election, news reports reveal that only about $13 million of the almost $300 million — and still pouring in — was spent on legal expenses. More than $100 million of it went to fundraisin­g and “advertisin­g efforts aimed at raising even more money,” ABC reported.

What we don’t know is how many Trump consultant­s got paid or how much, and who exactly controls the rest of the money. Given that the election was not stolen, shouldn’t those donors get their money back? Don’t the Republican­s, conservati­ves and people of faith who supported Trump want those questions answered?

They should demand to know who precisely, if anyone, personally profited off the millions of donations sent in by Americans who truly need that money to survive, be it through the Trump “Save America” PAC, or the more than $25 million raised by Steve Bannon and three others for the “We Build the

Wall” project (all accused of defrauding donors by federal prosecutor­s, though Bannon was pardoned by Trump just before he left office).

If the Lincoln Project is bad, how do we classify those bombarding “small donor” Americans for money to fight a “stolen” election that wasn’t stolen?

If the Republican Party and conservati­ve elites look the other way for personal and partisan reasons, I suspect the Biden Department of Justice will be interested in “following the money.” A swamp creature is a swamp creature no matter their party affiliatio­n, and none are good for the American people.

Douglas MacKinnon is a former White House writer for Presidents Ronald Reagan and George H.W. Bush and a Pentagon official. His latest book, a novel, is “The Dawn of a Nazi Moon: Book One.”

 ?? DREW ANGERER Getty Images ?? Steve Bannon, former White House chief strategist, helped raise $25 million for the “We Build the Wall” project.
DREW ANGERER Getty Images Steve Bannon, former White House chief strategist, helped raise $25 million for the “We Build the Wall” project.
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