New York Daily News

Help where it’s needed most

- BY FARNOOSH TORABI BLOOMBERG Farnoosh Torabi is a financial journalist, author and host of the “So Money” podcast.

I n October, my friend JJ Ramberg, founder of social podcasting app GoodPods in Los Angeles, put out a request for her 50th birthday. She asked loved ones to send food or a grocery gift card to at least one family in need. She provided a list of 50 households and their addresses in a neatly organized Google spreadshee­t. Within weeks, the list got circulated widely and, by the end, 70 families received much-needed food and supplies.

This kind of giving has been something of a silver lining to a dark year. Across the country, people are providing the less fortunate with meals, rent payments, access to childcare and more. It pains me that the U.S. government has yet to meet people’s needs with a second economic relief plan, but I’m warmed by the individual acts of kindness I’ve seen.

The end of the year is a popular time to give and be charitable. If you’re interested in helping even just one person or family during this crisis, here are some strategies that I believe work well and fast.

Sponsor childcare.

With COVID-19 cases on the rise, many schools have decided to close their doors and teach virtually. As a result, working parents are scrambling to figure out a childcare solution they can afford.

If you’d like to help a family gain access to childcare — which is also a way to ensure parents, especially moms, can stay in the workforce — reach out to your school district’s parent-teacher associatio­n or superinten­dent’s office for guidance on the best ways to help. They may have a list of families looking for assistance. In my experience, once you connect with a parent and offer to help pay for childcare, they can readily identify trustworth­y helpers, such as a neighbor’s collegeage­d daughter or an out-of-work family member, whom they can hire.

Personally, I went the social media route to help parents. Earlier this fall, I put together a sponsorshi­p for working families looking for childcare or tutoring for their kids who were stuck at home while one or both parents worked. I budgeted $2,500, created an applicatio­n using Google Forms, shared it online and within days received over 50 submission­s. I didn’t ask for outside donations, but in the end raised another $5,000 from friends who saw my post and wanted to support.

If you can’t support monetarily, try dialing your local library or YMCA and asking about in-person learning support. Our local YMCA in Montclair, New Jersey, for example, has been providing a safe and supervised space for kids from kindergart­en through eighth grade where they can attend school virtually. The drop-off program is not free (it’s a little more than $1,000 for the month), but some scholarshi­ps have been made available thanks to community donations.

Assist with basics like food and rent.

To identify households to send groceries to, Ramberg simply asked around. One of her friends in New York is a nanny whose job was reduced during COVID-19. “I asked her if she had other friends in similar positions who would want to receive groceries. She did. Friends referred friends,” Ramberg said.

Crowdfundi­ng sites like Kickstarte­r and GoFundMe, traditiona­lly go-to sites for raising money for one’s documentar­y or invention, have increasing­ly become platforms for everyday people seeking and providing donations for next month’s rent, food and other necessitie­s. GoFundMe, itself, is raising money for individual­s through its Basic Necessitie­s Cause Fund. To help individual­s in need of pandemic relief, I’d recommend starting with the “emergency” or “medical” categories. You can also search locally to contribute to a fundraiser in your community.

Donate to organizati­ons giving directly.

Finally, it may be easier to tap into an organizati­on that’s already doing the work of identifyin­g individual­s who need help. They can make donations directly to those people on your behalf. To name just a few examples:

■ GiveDirect­ly.org is devoted to giving cash to individual­s. They run global programs, including a COVID-19 response program that provides cash relief to those who’ve lost their jobs and need immediate help with things like rent and food.

■ The 1KProject has a similar mission to help families right away. You can become a sponsor for a household stricken by the pandemic and commit to giving $1,000 for three months.

■ The National Domestic Workers Alliance also has a Coronaviru­s Care Fund that provides emergency assistance — usually in the form of a cash gift card — for home care workers, nannies and house cleaners who are facing financial hardship.

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