Daze blocks doze

Health-cost concerns No. 1 sleep foe

More and more US adults are losing sleep because of concerns about their finances.

In fact, the percentage of adults now admitting to tossing and turning over financial worry is nearly as high as during the Great Recession, a survey out Thursday revealed.

Sixty-five percent of US adults said they are losing sleep because of concerns about money — just shy of the 69 percent who had the same issue in 2009, according to the survey from CreditCards.com.

In 2007, that number was at 56 percent. But in 2015-16, it crept up to 62 percent.

The biggest financial concerns in 2017 are health care and insurance bills, which have 38 percent of Americans losing shut-eye.

Saving for retirement — historically the biggest financial bogeyman — keeps 37 percent lying awake. That’s down 2 percentage points from last year.

Other financial factors that keep Americans awake at night include:

Student loans, which worry 34 percent of adults, up from 30 percent last year

Mortgage and rent concerns, which stress out 26 percent of adults, pretty much level since the first survey back in 2007

Credit-card debt concerns, which worry just 22 percent of adults, although CreditCards.com senior analyst Matt Schulz wouldn’t be surprised if this modest insomnia inducer soon sounds a wake-up call.

“Card balances recently surpassed $1 trillion for the first time since 2009, and interest rates are rapidly rising,” he told The Post. “We’re not at the tipping point, but it’s hard to imagine we’re far from it.”

Most Americans denied bedtime bliss due to money aren’t taking it lying down.

Four in five took at least one step to improve their finances over the past year, with reducing expenses the favored remedy, followed by selling a possession, getting a new credit card and taking a second job.