Hey, Mom, can you put my allowallowance on a card?

The lucky brats. Two million American teenagers may be pocketing a new kind of weekly allowance from mom and pop soon — an allowance that’s worth an estimated $6,000 annually each, or more than $100 weekly among affluent households, and about $18 on average across all US households measured.

And it’s all happening as the shift to digital currency, and a cashless society, is having another significant spurt of growth.

This huge number of teens taking the allowance fast lane is the goal of a New York-based fintech startup, Current, which this week enters the race to persuade more American families to switch the age-old weekly allowance from physical to digital cash. And in this latest iteration, that means a pre-loaded Visa debit card funded, and carefully monitored online, by parents for their teen kids.

“This is a massive opportunity to do the right thing for this younger generation,” said Stuart Sopp, chief executive and founder of Current, stressing multiple educational, safety and parental tracking features of his “Current Student Account” debit card.

A former manager in the foreign exchange unit at Morgan Stanley, Sopp says some 17 million US teenagers today don’t have a “digital payment solution.” One study says some 40 million US families use cash to give to their kids. So Sopp’s company, working with Metropolitan Commercial Bank, is targeting 2 million 13- to 17-year-olds in the first 18 months of operation, charging a monthly service fee of about $2 to $3. Parents will link their own bank accounts in a quickstep Web site (current.com) application process.

“Nobody has devised a safe and secure way to do this like we have,” Sopp said.

“The parental options will help enforce good financial management and saving habits among teens,” Sopp said.