Northwest Arkansas Democrat-Gazette - - NORTHWEST/TELEVISION - BILLY GRA­HAM Write to Billy Gra­ham in care of Billy Gra­ham Evan­ge­lis­tic As­so­ci­a­tion, 1 Billy Gra­ham Park­way, Char­lotte, N.C. 28201 or visit the web­site at bil­ly­gra­ham.org

DEAR REV. GRA­HAM: I’m only a few years away from re­tire­ment, and sud­denly we’ve re­al­ized that we have al­most no sav­ings. I guess we’ve spent it all on things like trav­el­ing and hav­ing a good time. I wish we’d been more care­ful. I know this isn’t a spir­i­tual ques­tion, but maybe you can en­cour­age peo­ple to plan more care­fully.

— P.N. DEAR P.N.: Thank you for your let­ter — and I too hope it will en­cour­age peo­ple to be more care­ful with their fi­nances and give more thought to their fu­ture. The Bi­ble com­mends the thrifty wife who “watches over the af­fairs of her house­hold and does not eat the bread of idle­ness” (Proverbs 31:27).

You are wrong, how­ever, when you sug­gest this isn’t a spir­i­tual ques­tion — be­cause it is. God is con­cerned about ev­ery de­tail of our lives, and the Bi­ble has much to say about how we use our money. For ex­am­ple, if we use our money just to en­joy life and sat­isfy our own de­sires, this in­di­cates we aren’t re­ally con­cerned about oth­ers and their needs. Most of all, it in­di­cates that we have never stopped to ask God how He wants us to live. Je­sus warned, “You can­not serve both God and money” (Matthew 6:24).

This is why I urge you to take the most im­por­tant step any­one can ever take about their fu­ture — and that is to turn to Christ and com­mit your lives to Him. Yes, ahead of you is re­tire­ment (if God gives you those years). But some day this life will be over, and the time to pre­pare for that day is now. By a sim­ple prayer of faith give your lives to Christ to­day.

Then ask God you to help you pre­pare in prac­ti­cal ways for the fu­ture. God loves you, and He knows what is best.

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