CDs / COMPOUND RATES:

Farm Bureau Bank 706-291-0577

14 mo. 1.25 % APY* ($1,000) M 26 mo. 1.40 % APY* ($1,000) M 37 mo. 1.70 % APY* ($1,000) M 62 mo. 2.00 % APY* ($1,000) M

*APY = Annual Percentage Yield (M) = Minimum deposit for this product

Home mortgages: Rates are linked to size of down payment and loan total. For more information call the individual institution.

The interest rate is amount a borrower will pay each year on the outstanding principal of the loan.

On fixed-rate mortgages (fxd.), the lender guarantees one percentage rate for the time the loan is being repaid.

An FHA insured loan is a U.S. Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender. To obtain mortgage insurance from the FHA, an upfront mortgage insurance premium (UFMIP) equal to 1.75 percent of the base loan amount at closing is required, and is normally financed into the total loan amount by the lender.

The USDA loan is a U.S. Department of Agriculture loan program that offers 100 percent financing and is based on the individual’s income and the location of the property. The individuals must qualify based on their income, and the property must also be in USDA territory.

A Jumbo loan is a loan amount above $417,000.