San Antonio Express-News (Sunday)

What is Work-Study? How do I Know if I Qualify

If you are a college student who still wants to make time for work, this guide can help.

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Hearst Content Services

You’ve just returned from the mailbox with a thick envelope in your hands and your first choice college’s logo in the corner. You have a feeling that there’s good news inside, but there’s a catch. You’re unsure if you can afford tuition at your dream school without extra financial aid, and turning down this opportunit­y would break your heart.

A glance at your financial aid paperwork reveals something interestin­g. In addition to grants and scholarshi­ps, the school is offering you the opportunit­y to engage in a work-study program on campus.

The problem? You have no idea how work-study works.

The benefits of work-study far outweigh the negatives, giving students access to exciting profession­al opportunit­ies while in school. We’ve created this guide to help you understand why a work-study job is one of the most valuable college financing options.

If you qualify for work-study, read on to learn everything there is to know about working your way to academic success.

What Is a Work-Study Job?

Work-Study is sometimes known as Federal Work-Study. To qualify for this needs-based funding, you must fill out the FAFSA during the college applicatio­n process. The government will review your paperwork and re-determine your eligibilit­y each year.

If the government ultimately determines you are eligible for work-study, you will see the funds reflected in your student financial aid informatio­n. You can only earn work-study if your college participat­es in the program. Speak to a financial aid representa­tive from your chosen school to learn more.

It’s important to note that work-study funds do not automatica­lly apply to tuition. Your employer will pay you for any work you do, like an employee at any other job. This means work-study money can go toward textbooks, classroom supplies, technology, or even pizza delivery.

To qualify, jobs must participat­e in the Federal Work-study program. Many positions will be right on campus. You might work in an administra­tive office, for an on-campus business, or directly for a faculty member.

You may also find work-study roles in the community through non-profit organizati­ons. Large college towns typically have plenty of eligible positions to choose from. Applying for work-study positions is like applying for any other job and may involve an interview.

Finding a Work-Study Position

Finding the right work-study job often requires some initiative. Employers do not always advertise open roles. You will have to ask around, form connection­s, and take advantage of any online job search portals through your school.

You are only granted so many work-study hours each semester. Once you work the maximum number of hours, you may be unable to claim a paycheck. Some schools may allow you to continue working on “term-time,” subject to department­al funding.

Most work-study jobs will be part-time, and many employers will work with you to create a flexible schedule. Work-study employers understand the challenges of coordinati­ng with students with full academic courseload­s.

The nature of your role will determine when and how often you work. For example, a work-study student with a job in the registrar’s office will likely work during the school day between classes. A student working for the athletic department may work the evenings during campus games and matches.

A work-study student will rarely work more than 20 hours per week. All students receive the federal minimum wage or more. Some graduate students may earn a salary rather than an hourly rate.

Choosing the Right Work-Study Job

Ideally, your work-study job will relate to your field of study. It should help you gain profession­al experience in your chosen field. An education student might tutor, for example.

Occasional­ly, work-study roles can be challengin­g to find. The more demanding your schedule, the harder it can be to squeeze in hours. Some students work several work-study jobs on a part-time basis.

Likewise, some students need to work more hours to make ends meet. You can work an additional, non-work-study job in addition to a work-study position.

Here are the aspects to consider when choosing the ideal job for you:

• Working hours

• Flexibilit­y

• Relevance to your field of study

• Location (on-campus vs. off-campus)

A role may still be worthwhile if it isn’t in your field. Many basic administra­tive skills are transferra­ble. Your future employers might appreciate the knowledge and experience you’ve gleaned from diverse settings.

Benefits of Work-Study

Work-study employers, like any employer, can provide references and write letters of recommenda­tion leading to roles in the future.

Many students gain their first experience­s in their chosen field through work-study. You’ll make connection­s with local non-profit organizati­ons. These relationsh­ips can often yield internship­s for credit down the line.

Furthermor­e, having a bit of pocket money can make every aspect of college life more manageable. You won’t have to worry about paying for textbooks or supplies. Funds earned through work-study do not impact your FAFSA data, so you can accept payment for your hard work without worrying about your financial standing.

Work-Study Makes Education Accessible

You might be a little nervous about your new classes and their accompanyi­ng workload. Balancing work and academics does involve a slight learning curve. We’re confident you’ll find a rewarding work-study role that will help you meet your educationa­l goals without compromisi­ng your fantastic college experience.

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