Siloam Springs Herald Leader

Extended warranties in elections?

- Greg Harton

Nothing against the sellers of extended warranties, but I wouldn’t want to be one.

You know what I’m talking about: Most retailers — particular­ly of electronic devices — create and promote “products” full of promises designed to put the buyer at ease about future and unknowable calamities. These are basically insurance programs sold on the consumers’ fears that something might go wrong with the device they’re sinking hundreds if not thousands of dollars into.

In another setting, these transactio­ns might be known as Vegasstyle gambling. As the consumer puts the money on the table, he’s betting something bad will happen during the extended warranty period. The seller of the product and the extra warranty coverage is betting it won’t, and thus the seller pockets a bigger profit.

When a store clerk, who’s probably making minimum wage, asks if I’d like the extended warranty, I just politely decline. If it’s a salesman who is really working hard to “upsell” me into the warranty, I from time to time have a question.

“If you’re selling so hard on this extra protection, are you telling me you’re selling an inferior product you expect to fail within the next 2-3 years?”

Of course not, they answer. But wouldn’t it be great if something went wrong that you’d be covered, they ask.

“Does this product have a history of going wrong within a reasonable life span?” I’ve asked.

“No, no,” they’ve replied as they glance around wondering if there’s another sucker … er … customer who needs help. “Some people just like the confidence of knowing they’re covered.”

Fear sells.

The problem I have with a lot of the protestati­ons over voter fraud is the people proposing solutions do not often have solid, real-world examples of the problem they’re trying to solve. Lawmakers, emboldened by a steady diet of “stop the steal” fabricatio­ns by a former president, speak as though they’re saving the Republic from largescale skuldugger­y in the electoral system.

They’re offering extended warranties for a product — the American electoral system — that has long been the envy of people yearning to live in democratic (small “d”) environs. If elections were automobile­s, the United States would have a shelf full of J.D. Power awards. That’s not to say they’re perfect, but they’re not the hooptie Dave Ramsey suggests people drive until they get out of debt.

With the Arkansas Legislatur­e in session, the election-related bills are flying. Last week, the Legislatur­e sent the governor a bill to tighten up the requiremen­t that voters present specific forms of identifica­tion at the time of voting before they’re allowed to cast ballots. The bill eliminates the ability

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