Save money without being a cheapskate
Doing anything to save a buck can backfire. The shoddy products you bought simply because they’re cheap probably won’t work well or last very long. Ultimately, that’s a waste of money. And holding up the checkout line while you search for the coupons you clipped this morning can earn some angry stares from fellow shoppers. Even thrifty people care about appearances.
We’ve come up with three ways for you to save on the stuff you need without looking like a cheapskate:
Buy used
Low-quality products, even when brand new, often look cheap. And if they aren’t well made, you’ll have to replace them often, which will erase any savings you might have scored. If higher quality products are out of your price range, though, consider buying pre-owned items to save 50 percent or more off the original retail price. A good example is quality furniture, which can be purchased second-hand at estate sales and consignment shops.
Shop online
You don’t have to feel self-conscious about using coupons or buying only what’s on clearance when you shop on- line. In fact, it’s often easier to save money on your purchases when you do your shopping on the Internet. There are websites that can help you compare prices and find the best deals, such as DealNews. com. There are even sites you can use to find coupon codes to enter at checkout to score instant discounts, including RetailMeNot.com. Try it from the privacy of your home or your smartphone, and no one will be the wiser.
Time your purchases
If haggling makes you feel like a cheapskate, you can save money instead by timing your purchases right. The payoff from using this strategy will be especially big when you buy big-ticket items. For example, you can save 30 percent or more on laptop computers just by waiting until back-to-school sales in August and September. Name-brand TVs tend to be cheapest in January and February. And wedding dresses often go on sale in early December.