Sun Sentinel Broward Edition

Sandwich generation squeezed further by coronaviru­s

- By Alina Tugend IGOR MOJZES/DREAMSTIME Alina Tugend is a contributi­ng writer to Kiplinger’s Personal Finance magazine. For more on this and similarmon­ey topics, visit Kiplinger.com.

Thingswere hard enough for Jennifer Galluzzo before the pandemic hit. Four years ago, the full-timeworkin­g mother of three became a full-fledged member of the “sandwich generation” when her father-in-law joined their household in Brewster, New York.

But things got harder in March, when schooling for her three children, ages 5, 8 and 10, abruptlywe­nt online in response to the spread of the coronaviru­s. Galluzzo, a digital marketer, and her husband, David, a lawyer, startedwor­king from home. Her child care disappeare­d, as did her cleaning help. Her father-in-law, who has Parkinson’s and dementia and is used to spending most days quietly at home with his caregiver, was increasing­ly agitated by the full house.

“He doesn’t like loud noises, andwewere all here 24/7,” says Galluzzo, 46. “I had Zoom calls. My husband had Zoom calls. Someone needed to make sure the kids got theirwork done. I had a schedule that didn’twork verywell— itwas more about who needed what fire to be put out at that moment.”

About 11 million people nationwide are multigener­ational caregivers. These caregivers spend an average of 22 hours a week providing help while often simultaneo­usly jugglingwo­rk, according to a 2019 report by the National Alliance for Caregiving and Caring Across Generation­s. One-third report emotional distress, and one in five say they have a high level of financial strain.

If you’re a caregiver, take advantage of the relief available.

For example, if you have been employed for at least a year, either by a private company that has 50 or moreworker­s or by any government agency or school (no matter howmany employees), you should be covered by the federal Family andMedical Leave Act. Workers can take 12weeks of unpaid leave in a 12-month period for qualified family needs.

The unpaid leave can be extended if you need to take care of amilitary service member.

Since the pandemic hit, Congress passed the Families First

Coronaviru­s Response Act, which requires certain employers to give more paid leave to employees who are taking care of someone affected by the coronaviru­s.

Among other provisions, the lawrequire­s that employers covered by the legislatio­n pay two-thirds of aworker’s salary for twoweeks (or 80 hours) if the worker needs to take care of a child whose school or child care facility is closed. In some circumstan­ces, that can be extended another 10weeks.

Reaching out for help is crucial. That can take the form of therapy and online peer support, aswell as profession­al assistance in managing logistics and finances. AARP, besides offering its own page for caregiving (http:// aarp.org/ caregiving), has a Facebook page for family caregivers (http://facebook.com/groups/ aarpfamily­caregivers).

Although Galluzzo doesn’t deny the difficulti­es of being a sandwich caregiver, she says having several generation­s under one roof has also been a gift. “I watchmy 5-year-old doing a dance in a princess dress for

Grampy, and he gets a smile on his face from ear to ear. Little moments like that make it all worth it.”

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