Tips to manage finances

A recent study from the American Institute of CPAs and the Ad Council found that while one in three Millennials rank savings as their number one goal, 55 percent say they’re impulse buyers, 44 percent don’t pay off their credit card balances in full every month, and 41 percent have less than $100 in their account.

Building a solid financial foundation is critically important, and one of the best ways to make that happen (some might say the only way) is to create a budget and a savings strategy. Here are a few resources to get you on the right path.

Feed the Pig has a variety of tools and resources that can help you create a budget, control your spending, manage your credit, and set up savings plans (www.feedthepig. org).

Yesterday’s Tomorrow is a free digital financial literacy game designed to help players understand the long-term impact of their financial choices and take control of their personal finances (game.feedthepig.org).

The mobile app Acorns helps you save and invest by rounding up creditcard purchases. For example, buy your usual coffee for $1.50 and the app will take an additional $.50 and put it into your portfolio (www.acorns.com)

Instead of rounding up purchases, Digit uses machine learning to siphon small amounts from your bank to your Digit account. It’s secure and FDIC insured. (digit.co).