10 Ways to Generate Income in Retirement

The Big Switch—Saving to Spending

Congratulations! After decades of saving for retirement, it’s now time to switch gears from saving to spending. However, after working with tens of thousands of people who are close to retirement or retired, we’ve learned that deciding how to generate income in retirement is one of the most stressful, complicated and confusing aspects of retirement life. Even if you have accumulated a large nest egg—in excess of $500,000— making the wrong income moves could put your entire retirement at risk. That’s why we urge you to call for your free copy of The Definitive Guide to Retirement Income.

A Complicated Balancing Act

Generating a retirement income requires you to balance a variety of elements, many of them beyond your control, such as inflation, stock market volatility, interest rate trends and your and your spouse’s expected longevity. Too conservative in your investments and you risk having inflation strip you of purchasing power. Too aggressive and you risk losing your money. Take too much out early in retirement and risk running out of money in your later years. Too stingy with your withdrawals and you might be cheating yourself out of enjoyable experiences. It’s a tough proposition with lots of emotional components. And that’s often a recipe for disastrous decision making.

Our Free Guide Can Help

To address this issue, the experts at our firm wrote The Definitive

Guide to Retirement Income. Written specifically for those with $500,000 or more in investible assets, you’ll learn how to assess your current situation, formulate clear goals, set spending levels and better understand the investment options you have to generate cash flow to pay for your retirement. All incomeproducing options have their own risks and rewards and this guide will help you sort them out so you can make better decisions about your retirement funds. What you learn might surprise you and give you peace of mind.

About Fisher Investments and Ken Fisher

Fisher Investments is a respected money management firm serving over 30,000* successful individuals as well as large institutional investors.* We have been managing portfolios through bull and bear markets for over 30 years. Fisher Investments and its subsidiaries use proprietary research to manage over $83 billion* in client assets.* Ken Fisher, Executive Chairman and Co-Chief Investment Officer, is a USA

Today and Financial Times columnist, as well as the author of more than 10 financial books, including 4 New York

Times bestsellers.