Apps let you cash in on pictures

There’s great news if you’re a shutterbug. There are simple websites and apps out there that will let you turn the pictures on your smartphone into money.

Most Americans now have smartphones with quality built-in cameras. A lot of times the pictures on our phones just stay there, or else get uploaded to the cloud and sit there.

But there are opportunities to make money on those photos.

Adobe Stock, iStock and Shutterstock are all big players in the non-exclusive photo world. That means if you sell a photo to any of these or

ganizations, you’re still permitted to market your work elsewhere as well. That’s in contrast to the exclusive model typified by Getty Images.

But those are all the big dogs of the stock and editorial photo world. If you’re more of a beginner, here area few smaller players that offer

non-exclusive contracts. Foap: If you’re an amateur photography, this might be the best place to start. Advertisers, agencies and brands want unique images. That’s why they flock to sites like Foap to get the best in crowdsourced photography. Foap charges buyers $10 a shot and splits the money with you 50/50. ScoopShot: This app allows you to provide crowdsourced images based on requests from potential advertisers. You can also submit general photos of whatever strikes your fancy for sale as part of your general portfolio. With Scoopshot, you set your own price for portfolio photos. Snapwire: With Snapwire, you can either accept commissioned tasks or submit your own portfolio of general interest pics. Snapwire takes a 30 percent fee of the sale price on requests and challenges and a 50 percent fee on portfolio pics that sell. Clark Howard helps you save more, spend less, and avoid ripoffs. Visit ClarkHoward.com for more info, or get his bestselling books signed with free shipping at GetClarkSmart.com.