Got an hour? Chalk up 4 quick financial wins

Some money chores can be done a lot faster than you may think. The following financial tasks, which could save you a lot of cash and stress in the future, each can be dispatched in 15 minutes or less once you’ve decided on a plan and have your information at hand.

ADJUST YOUR WITHHOLDING

You’ll need last year’s tax return plus your latest pay stubs. Plug the necessary numbers into the IRS site’s withholding calculator. The results will include instructions on exactly how to tweak your withholding, with a convenient link to a printable W4 form.

DRAFT POWERS OF ATTORNEY

For the medical power of attorney, name your fiercest advocate: the person who is devoted enough to carry out your wishes and stand up to doctors or relatives who disagree.

For the financial power of attorney, name the person in your life who is not only good with money but also extremely ethical.

START SAVING FOR COLLEGE

A staterun 529 college savings plan is the best place for most families to save, and many states offer tax benefits. You typically can start with $25 per month or less.

ROLL OVER A RETIREMENT ACCOUNT

Don’t risk losing track of your retirement money. If you currently have a good 401(k) plan at work, call the plan’s tollfree number to find out if it will accept a rollover from your previous job’s account. — Nerdwallet