Biden opens sign-up window for uninsured
WASHINGTON» President Joe Biden on Thursday ordered government health insurance markets to reopen for a special sign-up window, offering uninsured Americans a haven as the spread of COVID-19 remains dangerously high and vaccines aren’t widely available.
Biden signed an executive order directing the HealthCare.gov insurance markets to take new applications for subsidized benefits, something Donald Trump’s administration had refused to do. He also instructed his administration to consider reversing other Trump health care policies, including curbs on abortion counseling and the imposition of work requirements for low-income people getting Medicaid.
“There’s nothing new that we’re doing here other than restoring the Affordable Care Act and restoring Medicaid to the way it was before Trump became president,” Biden said as he signed the directives in the Oval Office. He declared he was reversing “my predecessor’s attack on women’s health.”
The actions were only the first steps by Biden, who has promised to build out former President Barack Obama’s health care law to achieve a goal of coverage for all. While Biden rejects the idea of a government-run system that Sen. Bernie Sanders has pushed for in his “Medicare for All” proposal, his more centrist approach will require congressional buy-in. But opposition to “Obamacare” runs deep among Republicans.
The most concrete short-term impact of Biden’s orders will come from reopening HealthCare.gov insurance markets as coverage has shrunk in the economic turmoil of the pandemic. That’s an executive action, and no legislation is required.
The new “special enrollment period” will begin Feb. 15 and run through May 15, the White House said. It will be coupled with a promotional campaign and a call for states that run their own insurance markets to match the federal sign-up opportunity.
The Biden administration has ample resources for marketing, said Karen Pollitz, a health insurance expert with the nonpartisan Kaiser Family Foundation. The foundation estimates that the Trump administration left unspent about $1.2 billion in user fees collected from insurers to help pay for running the marketplaces.
“The reason it wasn’t spent is the Trump administration spent its time in office cutting services that support consumer enrollment,” Pollitz said. “All the while the user fee revenue was coming in, (but) they were not allowed to spend it on anything other than marketplace operations.”
Created under the Obama-era Affordable Care Act, the marketplaces offer taxpayersubsidized coverage regardless of a person’s medical history or preexisting conditions, including COVID-19.
Biden also ordered the immediate reversal of a federal policy that bars taxpayer funding for international health care nonprofits that promote or provide abortions. Known as the Mexico City Policy, it can be switched on or off depending on whether Democrats or Republicans control the White House. Abortion rights supporters call it the “global gag rule.”
Other directives Biden issued could take months to carry out.
He instructed the Department of Health and Human Services to consider rescinding Trump regulations that bar federally funded family planning clinics from referring women for abortions.
HHS also will reexamine a Trump administration policy that allows states to impose work requirements as a condition for low-income people to get Medicaid health insurance. Work requirements have been blocked by federal courts, which found that they led to thousands of people losing coverage and violated Medicaid’s legal charge to provide medical services. The Supreme Court has agreed to hear the issue.
And Biden directed HHS to review Trump policies that could undermine protections for people with health problems, such as a rule that facilitated the sale of short-term health insurance plans that don’t have to cover preexisting medical conditions.
Such changes cannot happen overnight. Rescinding a federal regulation requires a new regulation, which has to follow an established legal process that involves considering different sides of an issue.
Former Trump health policy adviser Brian Blase said the Biden administration has to take care it doesn’t throw out some policies intended to help solidly middle-class people who don’t qualify for financial assistance under Obama’s law.
“Obamacare plans are generally only attractive to people who receive large subsidies to buy them,” said Blase.
He cited a Trump policy that allows employers to provide tax-free money for workers to buy individual plans.
The abortion-related actions brought Biden immediate praise from women’s rights groups, as well as condemnation from social and religious conservatives.