For tips to pro­tect your credit and iden­tity, turn to

The Mercury News Weekend - - FRONT PAGE - — Sources: Jonathan Penn of Avast and John Krebs of Kreb­sOn­Se­cu­rity.com

• Place a credit freeze on your file with all three ma­jor U.S. cred­itre­port­ing com­pa­nies — Equifax, Ex­pe­rian and Tran­sUnion — and with the busi­ness-fo­cused bureau In­no­vis. This will help pre­vent crim­i­nals from tak­ing out credit cards, mort­gages, lines of credit or other debt in your name. • Check all your on­line ac­counts for im­proper or un­usual ac­tiv­ity. This in­cludes reg­u­larly mon­i­tor­ing your bank ac­count and any other fi­nan­cial ac­counts, as well as email and so­cial me­dia ac­counts. • If you re­ceive a no­ti­fi­ca­tion of se­cu­rity is­sues via text, email or any other me­dia, do not click on it, but in­stead ac­cess your ac­count directly to check for no­ti­fi­ca­tion from the company, and if none is present, con­tact the company. Hack­ers may use the Equifax breach to launch “spearphish­ing” at­tacks that can ex­pose you to iden­tity theft and other cy­ber­crime when you click on a link.

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