The Mercury News

HOUSING GRADES

- By NIKIE JOHNSON and JEFF GOERTZEN | Southern California News Group

Every city and county in California has state-mandated targets for how much additional housing it needs across a range of affordabil­ity levels. Many are failing to meet those targets, especially for lower-income housing. This is the Southern California News Group's third annual housing permit report card, which grades each jurisdicti­on in the state. Making the grade

Cities and counties are given goals for how much housing they need to add that would be affordable to residents in four categories:

• Very low income (0-50% of area median income)

• Low income (51-80% of area median income)

• Moderate income (81-120% of area median income)

• Above moderate income (120+% - of area median income)

New goals are assigned every four to eight years in a process called the Regional Housing Needs Assessment, or RHNA. Jurisdicti­ons are supposed to send annual progress reports to California's housing department. This report card uses data that jurisdicti­ons submitted this year on housing permits through the end of 2020.

The grades are based on how close each jurisdicti­on is to being on track to meet those goals, depending on how far it is into its current RHNA cycle. For example, the Bay Area is in a RHNA cycle that runs from early 2015 to early 2023. A city that is supposed to permit 80 low-income units by the end of this cycle would need to have issued at least 60 through 2020 to be fully on track and earn an A grade in that category on SCNG's report card.

Grades for each category

• 100% or better on track = A / 4 points

• 75-99% on track = B / 3 points

• 50-74% on track = C / 2 points

• 1-49% on track = D / 1 point

• 0 units permitted = F / 0 points

• Not required to permit any in that category = Won't be included in overall grade

Extra credit points

Jurisdicti­ons could get bonus points:

• If they weren't fully on track in a category but showed significan­t improvemen­t from the previous year

• If they were at least 90% on track in the lower and moderate-income categories

• If they have more difficult RHNA goals

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