Mother needs son to pay loan

Dear Annie: One of my sons needed funds during some difficult times. I explained that I would help but that I needed the funds to be returned.

It has now been over three years. They have purchased a second vehicle and even gone on a vacation to Disney World.

Recently, they were having an issue with one of their cars. My husband fixed it for them. When my son asked how much he owed for the repair, my husband said, “Just pay your mom what you owe her.”

I love my family, but I am not an ATM. This hurts me to my heart. I raised my kids as a single mom and a veteran and thought I instilled good values in them.

Confused and Disappointed

Dear Confused and Disappointed: Your son should keep his word and pay you back without your having to prompt him, but “should” doesn’t put money in the bank. It’s time to speak up and speak firmly. Tell your son directly that you expect him to pay you back in full within however long you deem acceptable. Draft up a contract with a timetable, and have him sign it. There’s no guarantee of his repayment unless you want to get an attorney involved. But he might be moved to action once he sees how serious you are.

Lastly, don’t blame yourself for his lack of accountability. No matter how strongly we impress values upon our children, it’s up to them to see that they stick. Dear Annie: I could have written the letter from “Tired of the Tips.” I, too, suffer from migraines and am tired of the tips. People think they are being helpful, but what they are actually doing is negating years of pain and making me feel as if I have to justify being in pain. If you want something to say, please stick with something like this: “I am so incredibly sorry. That sounds awful.” Please don’t mention an uncle who had something vaguely similar or some special treatment or medication you’ve heard about.

I know “Tired of the Tips” is tired of tips, but if he or she wants a tip for dealing with the constant unwanted comments about his or her migraines, I have found that when I want people to know I will be indisposed for the week but don’t want any unsolicited advice, I say I am dealing with chronic paroxysmal hemicrania. It sounds serious but too medical for them to offer advice. I hope “Tired of the Tips” can find a little comfort in knowing there are others who have this frustration.

Yes, I Have Tried Excedrin