Protect Your Home from Severe Weather

Imagine trying to stand erect and stay in one piece during high-speed winds and torrential rains. Your house may face this challenge, during summer storms or throughout the year.

During Mother Nature’s wicked rages, you and your family can evacuate your home or, in less severe conditions, snuggle within its cozy walls. But your house must always face the elements and protect your family and possessions.

Equip your home with the accessories it will need to survive a storm. Don’t wait until the forecast calls for severe weather because, at that point, you may not have enough time to take necessary preparations.

Before you do anything else, look over your insurance policies to make sure you’re covered for losses incurred as the result of a natural disaster or brutal storm. Damage caused by flooding, earthquakes and hurricanes is generally not covered by your regular homeowner’s policy, but can be purchased separately. Make lists or videotapes of your belongings as documentation for the insurance company, and keep that documentation in a safe location away from your house.

Try to prevent wind and water from entering through windows, cracks, entry doors and garage doors. Wind funneling through your house pushes upward, and could lift the roof, allowing heavy rains to damage the interior of your home.

If you live in an area that frequently gets heavy storms, consider installing steel entry doors. High winds can easily tear through double doors, French doors and sliding patio doors that have no structural support between the two sides. You may need to purchase and install special hardware to more adequately secure the doors where they meet. Try bolts that fasten the door into the framing at the top and the bottom.

If it’s in good condition, your home’s roof can shield its interior from the storm outside. So, roof work is another essential step in preparing your house to withstand a severe storm. Apply sealing around your home’s chimney or vent pipes. This will help prevent water from seeping into your home. Hire a contractor to check the structural integrity of the roof system.

Clean out clogged gutters and downspouts. If the rain that accompanies a heavy storm can’t run through the gutters and downspouts, it will spill over the sides, landing in areas where it can soak through to your home’s foundation, causing flooding and structural damage.

Next, take steps to protect your home from objects that take flight during a storm. Do a little yard work. Remove all dead and dying limbs from your trees, and secure lawn furniture, trashcans, flowerpots and other yard ornaments. Disconnect and remove exterior television antennas from the roof. Then take all lawn furniture, grills, potted plants and other lawn accessories inside your house. If you can’t secure lawn furniture or other outdoor items, bring them inside as well. High-speed winds could transform any of these objects into flying missiles. Tie down the larger items such as sheds, doghouses, playhouses, swing sets and boats.

Finally, stock your cupboards and closets with anything you might need if you have to take shelter inside your house during a summer storm. Keep a battery-operated radio, several flashlights in case you lose electricity, and plastic sheeting to cover exposed areas. And fill your drawers with brand new packages of live batteries for the flashlights. Stash canned foods and other non-perishable food items in your cupboards in case you can’t get out to the supermarket for a while. And pile blankets into your closets in case you lose electricity and your house becomes cold.

When you and your house are prepared, you’re more likely to weather the toughest storm. Taking time now to prepare your home for storm season could save you a lot of money later.

Our association is dedicated to promoting, protecting, strengthening and informing our local home building markets and those who work within them to ensure we are, independently and collectively are a viable economic engine of growth now and in the future. Please feel free to use the NCBIA as a resource for any need that you may have, chances are we have a member that can assist you (from Accountants to Window Cleaning). We have the only list you will ever need!

Visit our website – ncbia.com for a list of our members, as well as our new For Consumer section and job posting (under the About Us tab), and be sure to visit our Virtual Parade of Homes. Or, give us a call Monday through Friday from 8:30 a.m. to 5:00 p.m. at 440934-1090.

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